Since my round the world trip in April, I’ve been hooked on accumulating as many Frequent Flyer Points (FFP) as possible so I can go on another trip.
There are many ways of collecting FFPs. Easiest being credit cards.
Earning by spending
Many credit cards are available that earn FFPs, but all at different rates. It can range from 1.5pts to 0.5pts per dollar spent. Amex cards in general earn more points than visa and mastercards. (hence why Amex cards attract surcharges at certain locations.)
My everyday spend card is CitiBusiness Gold Visa (earn rate of 1.25 pts/$). It has the highest earn rate for a visa/mastercard.
I also have a Qantas Amex Premium card which I use to purchase Qantas plane tickets. The base earn rate is 1.25pts/$ but when purchasing from Qantas, the earn rate is 2.25pts/$.
Earn by signup bonuses
Signup bonuses are by far the easiest and fastest way to earn FFPs. The two cards i’ve mentioned both give a bonus of some kind.
The annual card fee for CitiBusiness Gold card is $149. But it comes with a 40,000 points signup bonus! (which is enough for 5 sydney to melbourne flights!)
The Qantas Amex Premium card ($149 annual fee) gives you 5,000pts after first spend, 12,500pts if you spend more than $500 within the first 2 months, and another 2,500pts after first spend with Qantas for a total of 20,000pts.
How I earned 100,000+ points via Creditcards.
Everyday rewards mastercard - 18,000 bonus points ($89 fee)
Qantas Amex Discovery - 10,000 bonus points (no annual fee)
Qantas Amex Premium - 20,000 bonus points ($149 fee)
CitiBusiness Gold - 40,000 bonus points ($149 fee)
ANZ Frequent Flier - 10,000 bonus points (free)
Westpac Earth - 16,000 ($75 fee)
Total spend: $463 for 114,000 points. Thats enough points to fly business class sydney to london!